Step 1

Store passwords in the vault

End-to-end encrypted to ensure only you have access now, but your family can gain access later.

Step 2

Your death is reported

Heirs report your death to Upon, safeguards are checked, and your vault is released.

Step 3

Loved ones gain access

Beneficiaries decrypt the vault to securely access your passwords.

Beneficiary Roles

Choose who you trust to release your vault, and which contents they can access.

Release

A beneficiary that can vote to release the vault.

Minimum groups

A minimum number of beneficiaries are required to request the release of your vault. This ensures no single beneficiary can force early release of the vault, requiring three out of five beneficiaries to have requested release for example.

Who should I choose?

Trusted family members, friends, and your lawyer are all recommended. For example, if certain family members forget their Upon passwords, your trusted friends can help restore their access.

Access

A beneficiary that can access vault contents, after the vault has been released.

Granular access permissions

Control who can see each item in the vault. Give your family access to important financial information and leave letters to your friends, without giving your friends access to the financial information.

Questions & answers

What is a beneficiary?

A beneficiary is a person or entity who helps release your Upon vault, and/or can access the contents of your upon vault after it is released.

Beneficiaries can have one or both responsibilities:

  • Release: the beneficiary helps release the vault, alongside other beneficiaries.
  • Access: the beneficiary gains access to some or all of the vaults contents after it has been released.
How many beneficiaries can I have?

You can have as many beneficiaries as you like. We recommend choosing at least five beneficiaries that you are confident will not lose or forget their passwords, and requiring at least three beneficiaries to release the vault.

Beyond this, set up any number of beneficiaries that need access to your vault – be they family, friends, lawyers. Different beneficiaries can be given access when leaving items to specific individuals.

Do all beneficiaries get full access to the vault?

Not necessarily. You can choose to give some beneficiaries full access to the vault, while others may only have access to specific items or documents. Some other beneficiaries can only be used to help release the vault, but not be given any access to the vault contents. This allows you to tailor access based on the needs and roles of each beneficiary.

Do beneficiaries need to create an account?

Yes. To enable the end-to-end encryption beneficiaries must create their own account. Invites will be sent to them via email when you add them to your vault. They will need to accept the invite and create their own password to access the vault contents.

What happens if a beneficiary forgets their password?

The beneficiary will need to request a password reset. If the vault is unreleased, you will need to log in to your vault and allow their password reset — this is required to re-send them their vault key share in the end to end encryption. If the vault has already been released, other beneficiaries will be able to allow their password reset — which will again share the vault keys to the beneficiary.

Can I have anonymous beneficiaries?

Yes. Anonymous beneficiary keys can be used in situations where the key should be stored in a document, such as a will; or where the beneficiary should remain anonymous and/or not be aware of their role until after your passing.

Anonymous beneficiary keys can be used in two ways:

  • Releasing the vault: set up an anonymous beneficiary key and only grant it release permissions. This allows the key to be embedded into other documents, such as your will, and used to help release the vault.
  • Access the vault: in some use cases, you may wish for your beneficiaries to remain anonymous from the service, or for them to only discover they are a beneficiary after your passing. In either case, giving an anonymous beneficiary key an Access role allows this key to view vault contents after it has been released.

Note that anonymous beneficiaries are tied specifically to one upon vault, and the access keys can only be changed by the vault owner.

Can beneficiaries re-use the same account?

Yes. A user can host their own Upon vault, and be a beneficiary to multiple other vaults, all with the same email and password.

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Get peace of mind

Ensure that your memories and assets will be passed on to your loved ones. Create your inheritance vault today and rest easy knowing your legacy is secured.